Many renters don?t stop to think about what happens if there is a fire, someone breaks in and steals their new TV or stereo, or a visitor slips and falls on their property. The sad truth is; you will be responsible! While your landlord has
insurance that covers the actual building, that coverage does not include your personal property or liability for injuries which occur in the space you rent ~ be it an apartment or a house and yard.
If a fire should destroy or damage your home, your landlord?s insurance will cover the structure. It won?t cover damage or loss of your belongings. Neither will it provide for the cost of temporary housing for you and your family.
You may think you don?t own enough personal property to make the cost of insurance worthwhile. View the rest of this article
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