The family insurance portfolio usually always includes some form of property insurance. The homeowner policy has been around a long time and is purchased every time a family purchases a new home. Homeowner?s insurance is very comprehensive coverage but is very often misunderstood. The typical homeowner always has some kind of maintenance problem. These kinds of problems are sometimes submitted as claims on their homeowner?s insurance. That is where the misunderstanding begins. Homeowner?s policies protect you against losses caused by perils. Maintenance and deterioration problems are never covered by your home policy. Your homeowner?s policy would become unaffordable if that were the case.
Perils Insured Against ? Fire or lightning, windstorm or hail, explosion, View the rest of this article
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