Sure, free gifts are great. Who doesn?t want a free gift? But when free credit card offers come in the mail, we may feel like we?re the most important person in the world but we should be careful. When those free offers are from credit card companies, we may want to avoid signing up altogether and simply throw them out! The credit card companies like us because we have good credit. But it could be our financial ruin if we sign up for too many cards!
This is because credit card providers use the concept of risk measurement to determine who need to receive a credit card. And if your credit rating is good, you seem to be a good risk to the credit card providers. So they make many of their offers attractive.
When you get these great offers in the mail, you should View the rest of this article
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